Credit Wise Capital Private Limited

Credit Wise is a Mumbai-headquartered, non-deposit-taking NBFC incorporated in 2018 that specializes in two-wheeler vehicle financing. Operating on a fully digital, branchless model, the company has established a widespread presence across 10 states in India. To further augment its technological capabilities, Credit Wise strategically acquired an 80% stake in Analyticsfox Softwares Private Limited in 2023, a firm catering to the backend software needs of modern NBFCs and fintechs. The company was founded by Mr. Aalesh Avlani, who brings over a decade of expertise bridging finance and technology. He is supported by a highly seasoned leadership team, including CEO Mr. Gurpreet Singh Sodhi and Chief Risk Officer Mr. Dhananjay Tiwari, who collectively possess decades of executive experience managing distribution, operations, audit, and compliance across the broader banking, financial services, and automobile sectors. Credit Wise's core strength lies in its highly scalable, technology-led operational framework, which is essential for sustaining and growing its branchless digital lending model. By implementing robust, automated risk management processes and comprehensive digital collection systems early on, the experienced management team ensures superior operational efficiency and a seamless borrower experience across its expanding footprint.