Fixed Alpha
AA+

What do these ratings mean?

Credit ratings assigned by SEBI-registered agencies such as CRISIL, ICRA and CARE.

Sovereign BondsSOVEREIGN
These securities are the safest investments, backed by governments with a strong ability to meet financial obligations.
Highest SafetyAAA
Securities with this rating are considered to have the highest degree of safety regarding timely servicing of financial obligations. Such securities carry lowest credit risk.
High SafetyAA+AAAA-
Securities with this rating are considered to have high degree of safety regarding timely servicing of financial obligations. Such securities carry very low credit risk.
Adequate SafetyA+AA-
Securities with this rating are considered to have adequate degree of safety regarding timely servicing of financial obligations. Such securities carry low credit risk.
Moderate SafetyBBB+BBBBBB-
Securities with this rating are considered to have moderate degree of safety regarding timely servicing of financial obligations. Such securities carry moderate credit risk.
Moderate RiskBB+BBBB-
Securities with this rating are considered to have moderate risk of default regarding timely servicing of financial obligations.
Moderate High RiskB+BB-
Securities with this rating are considered to have high risk of default regarding timely servicing of financial obligations.
Very High RiskCCC+CCCCCC-CC+CCCC-C+CC-
Securities with this rating are considered to have very high risk of default regarding timely servicing of financial obligations.
DefaultD
Securities with this rating are in default or are expected to be in default soon.

Aadhar Housing Finance Limited

INE538L07528· Listed on BSE

7.55%

Yield

Tenure

2Y 0M 12D

Maturity Date

29 Sep 2028

Coupon Frequency

Monthly

Face Value

₹1,000

Nature

Secured

Coupon Rate

9.35%

About the Issuer

Aadhar Housing Finance Limited (AHFL) was incorporated in 1990 to provide affordable housing finance. The company is primarily backed by the Blackstone Group, a global investment firm that holds a majority stake through its investment fund. AHFL has grown into a leading housing finance company with a wide presence across several states and union territories. It primarily provides home loans to customers in the low-income segment and also offers loans against property to meet personal and business funding requirements. The company's products are focused on first-time homebuyers and individuals with informal income sources, promoting financial inclusion. Supported by healthy capitalization, stable profitability, and controlled asset quality, AHFL maintains a strong financial profile that supports its long-term growth.

Rating Rationale

Coupon ladder

Payment schedule of interest and principal

Nov '18Coupon

₹8

Dec '18Coupon

₹8

Jan '19Coupon

₹8

Feb '19Coupon

₹8

Mar '19Coupon

₹7

Apr '19Coupon

₹8

May '19Coupon

₹8

Jun '19Coupon

₹8

Jul '19Coupon

₹8

Aug '19Coupon

₹8

Sep '19Coupon

₹8

Oct '19Coupon

₹8

Nov '19Coupon

₹8

Dec '19Coupon

₹8

Jan '20Coupon

₹8

Feb '20Coupon

₹8

Mar '20Coupon

₹7

Apr '20Coupon

₹8

May '20Coupon

₹8

Jun '20Coupon

₹8

Jul '20Coupon

₹8

Aug '20Coupon

₹8

Sep '20Coupon

₹8

Oct '20Coupon

₹8

Nov '20Coupon

₹8

Dec '20Coupon

₹8

Jan '21Coupon

₹8

Feb '21Coupon

₹8

Mar '21Coupon

₹7

Apr '21Coupon

₹8

May '21Coupon

₹8

Jun '21Coupon

₹8

Jul '21Coupon

₹8

Aug '21Coupon

₹8

Sep '21Coupon

₹8

Oct '21Coupon

₹8

Nov '21Coupon

₹8

Dec '21Coupon

₹8

Jan '22Coupon

₹8

Feb '22Coupon

₹8

Mar '22Coupon

₹7

Apr '22Coupon

₹8

May '22Coupon

₹8

Jun '22Coupon

₹8

Jul '22Coupon

₹8

Aug '22Coupon

₹8

Sep '22Coupon

₹8

Oct '22Coupon

₹8

Nov '22Coupon

₹8

Dec '22Coupon

₹8

Jan '23Coupon

₹8

Feb '23Coupon

₹8

Mar '23Coupon

₹7

Apr '23Coupon

₹8

May '23Coupon

₹8

Jun '23Coupon

₹8

Jul '23Coupon

₹8

Aug '23Coupon

₹8

Sep '23Coupon

₹8

Oct '23Coupon

₹8

Nov '23Coupon

₹8

Dec '23Coupon

₹8

Jan '24Coupon

₹8

Feb '24Coupon

₹8

Mar '24Coupon

₹7

Apr '24Coupon

₹8

May '24Coupon

₹8

Jun '24Coupon

₹8

Jul '24Coupon

₹8

Aug '24Coupon

₹8

Sep '24Coupon

₹8

Oct '24Coupon

₹8

Nov '24Coupon

₹8

Dec '24Coupon

₹8

Jan '25Coupon

₹8

Feb '25Coupon

₹8

Mar '25Coupon

₹7

Apr '25Coupon

₹8

May '25Coupon

₹8

Jun '25Coupon

₹8

Jul '25Coupon

₹8

Aug '25Coupon

₹8

Sep '25Coupon

₹8

Oct '25Coupon

₹8

Nov '25Coupon

₹8

Dec '25Coupon

₹8

Jan '26Coupon

₹8

Feb '26Coupon

₹8

Mar '26Coupon

₹7

Apr '26Coupon

₹8

May '26Coupon

₹8

Jun '26Coupon

₹8

Jul '26Coupon

₹8

Aug '26Coupon

₹8

Sep '26Coupon

₹8

Oct '26Coupon

₹8

Nov '26Coupon

₹8

Dec '26Coupon

₹8

Jan '27Coupon

₹8

Feb '27Coupon

₹8

Mar '27Coupon

₹7

Apr '27Coupon

₹8

May '27Coupon

₹8

Jun '27Coupon

₹8

Jul '27Coupon

₹8

Aug '27Coupon

₹8

Sep '27Coupon

₹8

Oct '27Coupon

₹8

Nov '27Coupon

₹8

Dec '27Coupon

₹8

Jan '28Coupon

₹8

Feb '28Coupon

₹8

Mar '28Coupon

₹7

Apr '28Coupon

₹8

May '28Coupon

₹8

Jun '28Coupon

₹8

Jul '28Coupon

₹8

Aug '28Coupon

₹8

Sep '28Coupon

₹8

Sep '28Coupon+Principal

₹1,007

Bond Trading History

Trading history isn’t available for this instrument yet.

Data as of 18-Sep-2026

How to invest in this bond

Aadhar Housing Finance Limited

Login to your existing Equity broker (Eg. Zerodha, ICICI Direct) and purchase bonds from BSE/NSE just like equity using the following steps:

  1. Search for this specific bond. Copy its ISIN and enter in the Search bar of your broker app.INE538L07528If that does not work, try its BSE scrip code:BSE936320
  2. Enter the quantity required.
  3. Enter following Price:₹1,035.12This is the Price at which you will earn Fixed Returns (Yield) of 7.55% if you hold the bond till maturity. If you enter a different price, then your returns will differ.
  4. Fund your wallet and place the order.
  5. Once the transaction is successful, bonds will get credited to your demat account next day (T+1) like equities.
  6. Interest and Principal will get directly deposited to your bank account linked with your Demat.