Fixed Alpha
AA-

What do these ratings mean?

Credit ratings assigned by SEBI-registered agencies such as CRISIL, ICRA and CARE.

Sovereign BondsSOVEREIGN
These securities are the safest investments, backed by governments with a strong ability to meet financial obligations.
Highest SafetyAAA
Securities with this rating are considered to have the highest degree of safety regarding timely servicing of financial obligations. Such securities carry lowest credit risk.
High SafetyAA+AAAA-
Securities with this rating are considered to have high degree of safety regarding timely servicing of financial obligations. Such securities carry very low credit risk.
Adequate SafetyA+AA-
Securities with this rating are considered to have adequate degree of safety regarding timely servicing of financial obligations. Such securities carry low credit risk.
Moderate SafetyBBB+BBBBBB-
Securities with this rating are considered to have moderate degree of safety regarding timely servicing of financial obligations. Such securities carry moderate credit risk.
Moderate RiskBB+BBBB-
Securities with this rating are considered to have moderate risk of default regarding timely servicing of financial obligations.
Moderate High RiskB+BB-
Securities with this rating are considered to have high risk of default regarding timely servicing of financial obligations.
Very High RiskCCC+CCCCCC-CC+CCCC-C+CC-
Securities with this rating are considered to have very high risk of default regarding timely servicing of financial obligations.
DefaultD
Securities with this rating are in default or are expected to be in default soon.

Muthoot Housing Finance Company Limited

INE882Z08049· Listed on BSE

10.29%

Yield

Tenure

2Y 9M 5D

Maturity Date

23 Jun 2029

Coupon Frequency

Monthly

Face Value

₹1,00,000

Nature

Unsecured

Coupon Rate

10.25%

About the Issuer

Muthoot Housing Finance Company Limited (MHFCL), part of the Muthoot Pappachan Group and a subsidiary of the group's flagship company, MFL, was incorporated in March 2010 and commenced operations in July 2011. The group has a diverse presence spanning gold loans, vehicle finance, microfinance, money transfer, mutual fund distribution, hospitality, real estate, and power generation; MHFCL operates in affordable housing finance,000 per month for home purchase, construction, extension, and other mortgage needs, across Maharashtra, Gujarat, Tamil Nadu, Kerala, Karnataka, Andhra Pradesh, Rajasthan, Madhya Pradesh, Chhattisgarh, Puducherry, Telangana, Uttar Pradesh, Haryana, and Punjab.

Rating Rationale

Coupon ladder

Payment schedule of interest and principal

Apr '23Coupon

₹871

Jul '26Coupon

₹842

Aug '26Coupon

₹871

Sep '26Coupon

₹871

Oct '26Coupon

₹842

Nov '26Coupon

₹871

Dec '26Coupon

₹842

Jan '27Coupon

₹871

Feb '27Coupon

₹871

Mar '27Coupon

₹786

Apr '27Coupon

₹868

May '27Coupon

₹840

Jun '27Coupon

₹868

Jul '27Coupon

₹840

Aug '27Coupon

₹868

Sep '27Coupon

₹868

Oct '27Coupon

₹840

Nov '27Coupon

₹868

Dec '27Coupon

₹840

Jan '28Coupon

₹868

Feb '28Coupon

₹868

Mar '28Coupon

₹812

May '28Coupon

₹842

Jun '28Coupon

₹871

Jul '28Coupon

₹842

Aug '28Coupon

₹871

Sep '28Coupon

₹871

Oct '28Coupon

₹842

Nov '28Coupon

₹871

Dec '28Coupon+Principal

₹30,842

Jan '29Coupon

₹609

Feb '29Coupon

₹609

Mar '29Coupon+Principal

₹30,550

Apr '29Coupon

₹348

May '29Coupon

₹337

Jun '29Coupon+Principal

₹40,348

Bond Trading History

Trading history isn’t available for this instrument yet.

Data as of 21-Sep-2026

How to invest in this bond

Muthoot Housing Finance Company Limited

Login to your existing Equity broker (Eg. Zerodha, ICICI Direct) and purchase bonds from BSE/NSE just like equity using the following steps:

  1. Search for this specific bond. Copy its ISIN and enter in the Search bar of your broker app.INE882Z08049If that does not work, try its BSE scrip code:BSE977903
  2. Enter the quantity required.
  3. Enter following Price:₹1,00,100.74This is the Price at which you will earn Fixed Returns (Yield) of 10.29% if you hold the bond till maturity. If you enter a different price, then your returns will differ.
  4. Fund your wallet and place the order.
  5. Once the transaction is successful, bonds will get credited to your demat account next day (T+1) like equities.
  6. Interest and Principal will get directly deposited to your bank account linked with your Demat.