Fixed Alpha
BBB-

What do these ratings mean?

Credit ratings assigned by SEBI-registered agencies such as CRISIL, ICRA and CARE.

Sovereign BondsSOVEREIGN
These securities are the safest investments, backed by governments with a strong ability to meet financial obligations.
Highest SafetyAAA
Securities with this rating are considered to have the highest degree of safety regarding timely servicing of financial obligations. Such securities carry lowest credit risk.
High SafetyAA+AAAA-
Securities with this rating are considered to have high degree of safety regarding timely servicing of financial obligations. Such securities carry very low credit risk.
Adequate SafetyA+AA-
Securities with this rating are considered to have adequate degree of safety regarding timely servicing of financial obligations. Such securities carry low credit risk.
Moderate SafetyBBB+BBBBBB-
Securities with this rating are considered to have moderate degree of safety regarding timely servicing of financial obligations. Such securities carry moderate credit risk.
Moderate RiskBB+BBBB-
Securities with this rating are considered to have moderate risk of default regarding timely servicing of financial obligations.
Moderate High RiskB+BB-
Securities with this rating are considered to have high risk of default regarding timely servicing of financial obligations.
Very High RiskCCC+CCCCCC-CC+CCCC-C+CC-
Securities with this rating are considered to have very high risk of default regarding timely servicing of financial obligations.
DefaultD
Securities with this rating are in default or are expected to be in default soon.

Unifinz Capital India Limited

INE926R07027· Listed on BSE

14.98%

Yield

Tenure

1Y 7M 8D

Maturity Date

23 Apr 2028

Coupon Frequency

Monthly

Face Value

₹10,000

Nature

Secured

Coupon Rate

13.00%

About the Issuer

Unifinz Capital India Limited operates a digital lending business under the brand "Lendingplate," focusing on personal loans delivered through a fully online process, where customers can apply, get approved, and repay loans digitally without visiting a branch, with borrowers served across numerous cities and towns in India. The company primarily offers short-term personal loans and EMI-based loans to salaried individuals, along with some self-employed customers, using a technology-driven lending process that automates onboarding, loan assessment, disbursal, and collections. Its focus remains on small-ticket unsecured loans designed for quick and convenient access. The company is guided by its leadership team and shareholders, who have supported its growth through capital infusion as lending operations expanded, with management concentrating on building a digital-first lending platform and extending the company's reach across different regions of India.

Coupon ladder

Payment schedule of interest and principal

Jun '26Coupon

₹139

Jul '26Coupon

₹107

Aug '26Coupon

₹110

Sep '26Coupon

₹110

Oct '26Coupon

₹107

Nov '26Coupon

₹110

Dec '26Coupon

₹107

Jan '27Coupon

₹110

Feb '27Coupon

₹110

Mar '27Coupon

₹100

Apr '27Coupon

₹110

May '27Coupon

₹107

Jun '27Coupon

₹110

Jul '27Coupon

₹107

Aug '27Coupon

₹110

Sep '27Coupon

₹110

Oct '27Coupon

₹107

Nov '27Coupon

₹110

Dec '27Coupon

₹107

Jan '28Coupon

₹110

Feb '28Coupon

₹110

Mar '28Coupon

₹103

Apr '28Coupon

₹110

Apr '28Coupon + Principal

₹10,078

Bond Trading History

Trading history isn’t available for this instrument yet.

Data as of 16-Sep-2026

How to invest in this bond

Unifinz Capital India Limited

Login to your existing Equity broker (Eg. Zerodha, ICICI Direct) and purchase bonds from BSE/NSE just like equity using the following steps:

  1. Search for this specific bond. Copy its ISIN and enter in the Search bar of your broker app.INE926R07027If that does not work, try its BSE scrip code:BSE977740
  2. Enter the quantity required.
  3. Enter following Price:₹9,903.68This is the Price at which you will earn Fixed Returns (Yield) of 14.98% if you hold the bond till maturity. If you enter a different price, then your returns will differ.
  4. Fund your wallet and place the order.
  5. Once the transaction is successful, bonds will get credited to your demat account next day (T+1) like equities.
  6. Interest and Principal will get directly deposited to your bank account linked with your Demat.